No. Checking your eligibility through our quiz and speaking with our team uses a soft inquiry that does not affect your credit score in any way. A hard inquiry may occur later only when you formally apply with a specific lender, and only with your explicit consent.
Speed is one of our biggest advantages. Once you are approved and your file is positioned correctly, capital can be in your account in as little as 24 to 48 hours depending on the lender and the specific program you qualify for.
We typically work with files that are 680 and above to achieve maximum funding amounts (the $50K-$250K range). However, if your score is below 680, you are not disqualified. Our aggressive credit repair program can help you remove negative marks and get positioned for funding quickly.
No. Many of the programs we match you with are "stated income" or rely on other data points that do not require extensive paperwork, business plans, or years of tax returns. We focus on leveraging your strong personal credit profile.
You can use the capital for anything that grows your wealth or business. Common uses include real estate investments (down payments, rehab costs), scaling an e-commerce brand, hiring a team, marketing spend, or securing a physical location.
Your initial strategy call and file review is 100% free. If you qualify and we successfully help you secure funding, our fees are completely transparently discussed on the call and typically based on performance or structured into the funding process. There are no hidden surprises.
We are a funding strategy and lead-matching service, not a direct lender or bank. We use our proprietary system to position your file to be approved by top-tier third-party lenders, including major banks and credit unions. We do the heavy lifting of matching you to the right institution.
Yes. Depending on your file, we frequently secure 0% introductory APR credit lines for our clients that last anywhere from 9 to 18 months, allowing you to use capital virtually for free while your business grows.
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