Bank-level encryption • Soft check won't affect your score • Funding in as little as 24–48 hours

Our Funding Programs

Capital Programs for Growth

Access $50K–$250K to scale your business, invest in real estate, or bridge cash flow gaps.

0% Interest Credit Lines

Perfect for new or scaling businesses. Access massive lines of credit with introductory 0% APR periods for 9-18 months. Use the bank's money for free while your investment yields returns.

  • No interest for up to 18 months
  • Revolving access — pay down and reuse
  • Ideal for inventory, ads, or rehab costs

Business Term Loans

For when you need a lump sum of capital up front. We match you with lenders offering highly competitive rates and flexible terms ranging from 1 to 5 years.

  • Lump sum payout into your account
  • Predictable fixed monthly payments
  • Higher limit potential based on revenue

Business HELOC

If you're a homeowner with equity, this is often the cheapest capital available. We help you unlock that equity to fund your business while keeping your current low mortgage rate intact.

  • Lowest interest rates available
  • Does not touch your primary mortgage
  • Massive capital limits

Business Lines of Credit

Access revolving working capital you can draw from as opportunities and expenses arise. Pay interest only on what you use, then replenish the available balance as you repay it.

  • Flexible, reusable access to capital
  • Pay interest only on the amount drawn
  • Ideal for cash flow, inventory, payroll, and growth

Who Qualifies?

Our lenders are looking for specific profile metrics. Here is the baseline to hit the highest tier of approvals.

The Ideal Profile

  • 680+ FICO Score across all bureaus
  • Under 30% credit card utilization
  • At least 2-3 years of credit history
  • No recent late payments or derogatory marks
  • Verifiable income or business revenue

Red Flags

  • Scores below 650 (Need Credit Repair first)
  • Maxed out credit cards (Over 50% util)
  • Recent bankruptcies or charge-offs
  • Excessive recent hard inquiries

Ready to see exactly what you qualify for?

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